Disclaimer

1. Who we are

This website is owned and operated by [Reserva Wealth Advisors — insert full legal entity name and constitution, e.g. sole proprietorship / partnership firm / private limited company] ("Reserva Wealth Advisors", "we", "us", "our"), an AMFI-registered Mutual Fund Distributor bearing ARN [insert ARN], valid till [insert ARN validity date], with its office at C-574, Saraswati Vihar, Pitampura, New Delhi 110034.

2. We are a distributor, not an investment adviser

Reserva Wealth Advisors acts solely as a distributor of mutual fund and other financial products. We are not registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser or as a Research Analyst. Any advice we provide is incidental to our distribution activity and is offered only to our own distribution clients, in accordance with the SEBI (Mutual Funds) Regulations, 1996 and the AMFI Code of Conduct for Mutual Fund Distributors.

Nothing on this website constitutes investment advice, a recommendation, or an opinion on any security, nor a public offer or a solicitation to buy or sell any unit, security or financial product. The content is provided for general information only and does not take into account the specific objectives, financial situation or needs of any individual. Please consult your own financial, tax and legal advisers, and read all scheme related documents, before making any investment decision.

3. Illustrations and calculators

Tools such as the SIP calculator on this website are provided purely for illustration. They use assumed, hypothetical rates of return that you enter, do not represent any scheme's actual or expected performance, and must not be relied upon as a projection or guarantee of returns. Actual returns depend on scheme selection, market conditions, costs and taxes, and may be higher or lower than any figure shown.

4. No guarantee; limitation of liability

While we take reasonable care to keep the information on this website accurate and current, we make no representation or warranty, express or implied, as to its accuracy, completeness, suitability or timeliness. To the maximum extent permitted by law, Reserva Wealth Advisors, its proprietors, partners, directors and employees accept no liability for any loss or damage of any kind arising from any use of, or reliance on, this website or its content.

5. Commission disclosure

As a mutual fund distributor, we receive commission / brokerage from Asset Management Companies (AMCs) on the products we distribute, in accordance with SEBI regulations. The commission structure varies across schemes and AMCs. This may be viewed as a potential conflict of interest; we endeavour to act in your best interest and to disclose material conflicts where they cannot be avoided. Details of commission earned are available on request and are also disclosed in your account statements.

6. Third-party links

This website may contain links to third-party websites (for example, AMC or registrar portals). We do not control and are not responsible for the content, accuracy or privacy practices of those websites. A link does not imply our endorsement.

7. Grievance redressal

For any query or complaint, please contact us first at help@reservawealth.com or +91 91050 75195. Our Grievance Officer is [insert name of Grievance Officer].

If your grievance relating to the securities market is not resolved satisfactorily, you may escalate it to SEBI through the SCORES portal at scores.sebi.gov.in, or seek resolution through the Online Dispute Resolution (ODR) portal at smartodr.in. Please note that disputes in respect of distribution activity do not have access to the Stock Exchange investor redressal forum or arbitration mechanism.

8. Governing law

This disclaimer is governed by the laws of India, and the courts at New Delhi shall have exclusive jurisdiction over any dispute arising from it.