Terms of Service

These Terms of Service ("Terms") govern your access to and use of the website reservawealth.com (the "Website"), operated by [Reserva Wealth Advisors — insert full legal entity name] ("Reserva Wealth Advisors", "we", "us", "our"), an AMFI-registered Mutual Fund Distributor (ARN [insert ARN]). By using the Website, you agree to these Terms. If you do not agree, please do not use the Website.

1. Nature of the Website

The Website provides general information about Reserva Wealth Advisors and the mutual fund and other financial products we distribute. It is provided for information only. Nothing on the Website is investment, legal, tax or financial advice, a recommendation, or an offer or solicitation to buy or sell any security or financial product. Please read our Disclaimer, which forms part of these Terms.

2. No guarantee of returns

Investments in mutual funds and other market-linked products are subject to market risks. Past performance is not indicative of future results, and we do not guarantee any return. Illustrative tools on the Website, such as the SIP calculator, use assumptions you enter and are not a promise or projection of actual returns.

3. Your responsibilities

• You will use the Website only for lawful purposes and will not attempt to disrupt, damage or gain unauthorised access to it.
• You will provide accurate information when you contact us, and you confirm you are at least 18 years old.
• You are responsible for evaluating, and bear the risk of, any investment decision you make.

4. Intellectual property

All content on the Website — text, graphics, logos, layout and design — is owned by or licensed to Reserva Wealth Advisors and is protected by applicable intellectual-property laws. You may view and print pages for your personal, non-commercial use. You may not copy, reproduce, republish or exploit any content for commercial purposes without our prior written consent.

5. Third-party links

The Website may link to third-party websites, such as those of AMCs or registrars. We do not control those websites and are not responsible for their content, accuracy or practices. Your use of them is at your own risk and subject to their terms.

6. Limitation of liability

The Website and its content are provided "as is" and "as available", without warranty of any kind. To the maximum extent permitted by law, Reserva Wealth Advisors and its proprietors, partners, directors and employees will not be liable for any direct, indirect, incidental or consequential loss or damage arising from your use of, or inability to use, the Website or from reliance on its content.

7. Privacy

Our collection and use of your personal data is governed by our Privacy Policy, which forms part of these Terms.

8. Grievance redressal

For any complaint, contact us at help@reservawealth.com or +91 91050 75195. Grievances relating to the securities market that are not resolved to your satisfaction may be escalated to SEBI via SCORES or the ODR portal at smartodr.in. Disputes relating to distribution activity do not have access to the Stock Exchange investor redressal forum or arbitration mechanism.

9. Changes to these Terms

We may revise these Terms at any time by updating this page. Your continued use of the Website after changes are posted means you accept the revised Terms.

10. Governing law and jurisdiction

These Terms are governed by the laws of India. The courts at New Delhi shall have exclusive jurisdiction over any dispute arising out of or in connection with these Terms or the Website.